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flat rate ni contributions Post Review

The Germans get three times ours.

Germany has a different system to ours UK pays a flat rate (assuming you have enough NI contributions) but the German one is a complex formula based on wages the more you earn the more you get back in pension so the high earners distort the average pension paid out

Workers needed to have 30 years of qualifying NI contributions to get the old state pension, but require 35 years to get the full flat rate state pension now. However, if you contracted out for some years on top of that it might still reduce what you get.25 Aug 2016

35 years' NI contributions to qualify for full flat rate state #pension. Only another 25.5 years of work to go then... #depressing

@HCSSEducation @SBMConsultancy although we know that's #notgonnahappen

@miconm @HCSSEducation @SBMConsultancy add to that the increase in NI contributions as part of the flat rate pension in 2016....

I don't disrespect the arguments, I just disagree with them! Bottom line for me is: not all 50s born women didn't know &/or need help to SPA. So I disagree with asking for help, until SPA, for ALL 50s born women, just because SOME 50s born women didn't know &/or are struggling.

Before 1975 "the Stamp" as NI contributions had been known since introduction in 1948, were flat rate. Everyone paid the same. 1948, just 2 years before the oldest of us were born. The first generation of women to have paid NI for our entire working lives has been betrayed.

It is by anyone's def a contributory pension scheme, paid out incrementally in relation to how much you paid in over the years. I get basic + pre 1997 + post 1997 + Grads, therefore it is based on CONTRIBUTIONS aka contributory, no pay out if you die like my hubby at 50!

- but the new state pension, since 2016, does not accrue any earnings related add-on.Everyone pays full rate NI (no reduced level for paying into your own pension) and will receive the new, higher than old basic, flat rate.(But with long lead in for prior reduced contributions.)