The new locally-assembled (CKD) Mercedes-Benz A-Class Sedan and GLA are the latest additions to Mercedes-Benz Malaysia’s wide range of competitively priced CKD models, which stretches until the flagship S-Class.

Local assembly has slashed prices of the A-Class Sedan, the entry to the Mercedes-Benz family, by more than RM 11k, with little change to its long list of features.

The 163 PS / 250 Nm A200 Sedan Progressive Line now starts from RM 210,902 while the more powerful, 224 PS / 350 Nm A250 AMG Line sells for RM 239,858.

For those who prefer something a little bit more mature and taller riding, there’s the GLA. The GLA 200 Progressive Line starts from RM 232,379 while the GLA 250 AMG Line starts from RM 266,164.

You may find out more about the A-Class Sedan and GLA here and here respectively.

But today’s focus is the Step Up Agility Financing promotion for the new CKD A-Class Sedan and GLA.

If you are keen on shopping for one (or two?), Mercedes-Benz Financial wants to draw your attention to its latest promotion for its Step Up Agility Financing, which offers you guaranteed resale value and a flexible financing plan that’s tailored to be aligned with your expected career progression.

Monthly installments for an A200 Sedan Progressive Line start from RM 1,488 for the first two years and RM 3,909 for the final 3 years, after which you have the option to sign a new contract for a new car, or pay the balance and keep the current car.

The most common question among first-time users of Step Up Financing is, “But I don’t get to own the car.”

That’s true but the correct question to ask is whether ownership is what you really want.

Remember that with traditional hire purchase, you are paying not just for the purchase price of the car and interest charges, but also depreciation cost. The latter is a hidden cost that consumers often don’t feel until they sell the car years later. 

Also, luxury cars have a higher depreciation than say a Perodua Myvi, but if you are reading this, a Perodua is definitely not what you want right?

In the first two years of Agility Financing, you are only paying for the depreciation cost, which is why monthly installments are a lot lower – RM 1,488 versus RM 3,545 with a 5-year hire purchase, for an A200 Sedan Progressive Line.

Mercedes-Benz's pitch to customers of Agility Financing is this - the lower monthly installments in the first two years allows you to better manage your finances, while still allowing you to enjoy the lifestyle you deserve.

Of course, you can still finance your Mercedes-Benz via the traditional hire purchase way, which Mercedes-Benz Financial also offers via its FinanceCare product, which by the way, one ups the banks by offering customers the Mobility Plus replacement car guarantee should their Mercedes-Benz needs to be left at the workshop (for maintenance / warranty claim jobs) for more than 48 hours.

Also, with Step Up Agility Financing, your car’s future value is guaranteed, which gives you some measure of stability in anticipating what’s the financial cost, should for whatever reason, you decide the end the contract earlier.

Buyers also enjoy additional benefits from aforementioned Mobility Plus’ guaranteed car replacement program. For a truly premium brand experience, your replacement Mercedes-Benz will be dropped off at your preferred location.

Put it this way, you don't buy the whole cow just because you want a steak right? Luxury cars are like that Wagyu steak meal. It’s an indulgence. A lifestyle choice. It’s not something that you want to keep for many years, especially when a new model comes out every 2 or 3 years.

Step Up Agility Financing allows you to enjoy the steak meal without having to buy the whole cow.

Traditional car buyers will find it hard to get over the fact that they don't own the car (itself a moot point because it is the bank that owns your car) but Agility Financing is perfect for buyers in the luxury segment, trendy lifestyle-oriented customers who must always have the latest model.

It is no wonder than nearly 50 percent of Mercedes-Benz Malaysia’s customers finance their cars with Mercedes-Benz Financial.

Buyers who sign up between now until 31-January 2022 will also enjoy a complimentary RM 888 worth of Touch 'n Go credit. For more details, go to mb4.me/StepUpAgility

This post is sponsored by Mercedes-Benz Services Malaysia.