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ford llc Q&A Review

Which is tax efficient a 2 member partnership LLC or an S Corp?

If you are losing money in business they are all the same.. If you are profitable The S corp is more tax efficient than a partnership return like a 1922 gasoline tractor engine is more efficient that a steam powered tractor from the late 1800s. But neither is anywhere close to what would be considered truly tax efficient by modern standards. The LLC is considered by the IRS as a "disregarded entity" it provide no tax advantage, zero, zip, nada, over just paying all the taxes personally as a sole proprietorship. The S corp can reduce A PORTION of the self employment tax, IN SOME CIRCUMSTANCES. But the big savings is a couple of percentage points off taxes in the 40-55% range. That is like thinking that a K&N air filter is going to make a 1977 Ford Galaxy station wagon have the fuel efficiency of a Ford Fusion Hybrid.

Why do some people hide behind an LLC when buying real estate?

If by “hide,” you mean hide their identity, ,it is not possible. The ownership of an LLC is a matter of public record. If by “hide,” you mean hide their assets, wake up and smell the coffee. An LLC is a business entity, just like Google, Apple, Ford Motor Company, etc. The people who own the stock are not responsible for the company’s debts and liabilities. And neither is the owner of the LLC. You are not doing business with the owner or owners of the business entity, you are doing business with the business entity, the company. There is nothing deceptive about that. An LLC that buys real estate pays the same taxes, reports income the same way, and follows the same rules as an individual who buys real estate. It’s how things are in the world of business.

Do banks treat you differently when you make large deposits?

Absolutely! I am far from a wealthy person, but over this last year I worked as an intern for a decently large property management company. As such, every month I would make deposits to several banks totalling over $600,000 (,PER MONTH... note to self: buy real estate!) The first time I made a deposit at one particular bank with a drive-up window, I pulled up in my moderately attractive Ford Focus ​ and handed a deposit for $300 something thousand dollars. Needless to say, the attendant spent some extra time looking over the deposit!! After that, the attendants not only greet me ,by name,, but have given me: cookies, ,through the drive-up window... a bluetooth speaker that was part of a promotion for opening a new acct. (i was only making a deposit) countless pens, deposit bags, notepads, you name it... As the bank managers always have to type in their codes due to the size of the deposit, I have gotten to know them pretty well. True misc. story - one pulls out her phone and shows me a picture of her son-in-law, who was incredibly my exact double.... like looking in a mirror. Weird! In general, I am treated exponentially better than when I go into my own bank to deposit my meager paycheck... where they practically glare at you if you accidentally take a pen from the deposit-slip desk :/ Oh well. It was fun while it lasted! :) Note:, ,the deposits were always made out to one LLC that did not in any way make it obvious it was not a personal deposit... I think that certainly helped! Otherwise, I doubt a business deposit would have the same effect.

What is the creepiest phone call or voice message you've ever received?

When I was in college, a Professor, or someone claiming to be a Professor, called me in the evening and asked me to come and talk with him about my paper. He wanted me to meet him in the main gathering place at the college. I cannot remember what time it was, but it was late, I want to say 8 or 9 at night. It did sound like the Professor’s voice, as I recall, and I had just handed in a paper, but for the life of me I couldn’t figure out why a Professor would be asking me to meet him at night to discuss my paper. Well, besides the obvious. Needless to say, I didn’t go and meet with him. The Professor himself never mentioned it to me. This could mean he wasn’t the one to call me, or he was but figured since I hadn’t shown up it would be better not to discuss it. I cannot remember what I got on the paper, but it must not have been an extraordinary grade one way or the other. Edited Not so much creepy, but frustrating. There is another Jennifer Ellis. There are actually a lot of other Jennifer Ellises, but this Jennifer Ellis lived near me and had a very close social security number. She also didn’t pay her bills. The first thing was a text from Sprint telling me my bill was $300 overdue. I was confused. I called Sprint and was told, no your bill isn’t overdue. Then the next thing was a call from Ford credit, informing me that I owed money on my car. I didn’t own a Ford. I explained this to the very nice woman. We were able to determine that I was not the Jennifer Ellis in question. Then some more time passed. And then it started to get very bad. A private detective called me. He left me a message threatening me that I would be arrested over this Ford. I left him a message informing him that I was an attorney and I wouldn’t have to hire someone else to sue him if he ever called me again. He never called again. Go figure. I got harassed by all sorts of folks. They would apologize, but then it would happen again. Then I got someone who insisted that I was lying and I was a deadbeat. That is when I learned that somehow I had two social security numbers on my account. You would think that would have clued her to a problem, but no, she just wanted to tell at me. I am not sure when the extra number happened, but it was late in the process. Once I learned about the extra number, I checked my credit report and saw a mess. I called the credit agency showing both numbers. This other Jennifer Ellis had awful credit, including a judgment against her. The credit agency fixed the problem quite quickly. After that, it finally stopped. I wrote about it a couple of times. There is Another Jennifer Ellis - And She's Bad, Bad, Bad - Jennifer Ellis, JD, LLC. The Bad Jennifer Ellis is Back! She comes along with Convergent, Sprint and AT&T to torment me. So who wants to handle the lawsuit? - Jennifer Ellis, JD, LLC. http://www.jlellis.net/blog/the-bad-jennifer-ellis-resurfaces-in-the-form-of-cps-and-ford/

I just recently got my LLC for a production company for filming. I want to now start my own reality TV show. I'm doing it on a very low budget. How do I get started?

If you don’t know how to start I assume you are even less likely to know how to become successful.

Which is the more famous modeling agency, Ford or IMG?

Ford is much more of a household name in my opinion. Even people outside of the modeling world are familiar with the agency and it’s founder, Eileen Ford. Ford Models - Wikipedia The Ford Modeling Agency, or as it is known today Ford Models, is an American international modeling agency based in New York City. It was ,established in 1946 by Eileen Ford, and her husband Gerard W. Ford. IMG Models is also well-known, but more so inside of the industry. According to Wiki, its parent company is owned by the ,William Morris, Endeavor Entertainment, LLC. IMG Models - Wikipedia IMG Models, a division of the sports, fashion, and media company, ,IMG Worldwide,, is an international model management firm. IMG models has offices in New York City, London, Milan, Paris, and Sydney. Representing female talent since ,its inception, as of September 12, 2012 Any model would be thrilled to be represented by either one. ∞

How do wealthy people know lots of tax loopholes?

Part of the not so veiled premise of this question is true, the other part is wrong. The part that is wrong ,is that THERE ARE LOOPHOLES. Let me say it again, THERE ARE NO Freaking LOOPHOLES. That is not how tax code works. Another answer says the tax code is complex, but it is only complex in scope, not in substance. The tax code has to cover innumerable situations and devise ways to address those issues. However, the tax provisions, themselves, are pretty straightforward. When laypeople think of loopholes, that isn’t really what is going on. What they are seeing is a ,questionable, use of a tax provision. That isn’t a loophole, that is illicitly pushing the limits. For example, if a person forms an LLC that doesn’t actually do anything to hold assets or try to generate losses, that is tax fraud, not a loophole. What this question gets right, is that wealthy people do act with the intent to try to maximize their tax savings. This means they may organize their lives in ways that others don’t for the express purposes of minimizing the amount of income and assets the government takes from them each year. The thing is, wealthy people don’t make their money from jobs. They make money through investments, projects, and business ownership. Wealthy people are not taking advantage of the tax code as such, they are using it as it is set up for their circumstances. Some Examples Let’s say you are a wealthy person who loves to fly. You are a recreational pilot (a timely example would be Tom Cruise with Top Gun 2 coming out soon). You want to buy an airplane. However, owning an airplane for personal pleasure has no financial advantage. They are expensive to acquire and maintain (fuel, maintenance, hanger, etc). Instead, a wealthy person would create an LLC to acquire the airplane and (perhaps) another LLC as an operating entity to lease out the airplane. In fact, a wealthy person might buy more than one plane. Now you have a business leasing out airplanes. That business is intentionally set up to lose money so you can take the loss and offset it against other income. The wealthy person can now depreciate the planes as an asset and can deduct operating expenses (fuel, maintenance, hangar rental, airport fees, etc). Side note, The P-51 Mustang that appears in Top Gun 2 is actually Tom Cruise’s. Since he is using it in a movie, that is now a business asset. The studio is probably paying to rent the plane (at least on paper), and now Tom can take all sorts of deductions related to its use and capital value. Another example, a bit more mundane, is the IRS 6000lbs gross weight vehicle deduction. If you buy a vehicle for business, IRS section 179 allows you to deduct a certain amount of the purchase price. If you purchase a sedan or light truck, you can only deduct up to $11,560. However, if you purchase a vehicle that weighs more than 6000 pounds (loaded) but not more than 14,000lbs, you can deduct $25,000 of the purchase price. The vehicle might have cost a little bit more, but the tax write off against income is huge comparatively. Now, the vehicle must be used for the business and meet other criteria (e.g. the name of the business must appear on it). During big real estate booms, this is why you see so many realtors driving around in Ford Expeditions or similar and those fix and flip yahoos on T.V driving around in big trucks and Escalades. The owner of a law firm where I used to work has a Ford F250 Pick-up for this reason. Wealthy people figure out how to make their money work for them. When you are a W2 employee, you don’t really have these options since you are being paid by someone else. A W2 employee creates value for only his employer. The owner creates value for his customers, for his employees, and for society. The adage that it takes money to make money is true. We don’t (and it isn’t a good idea) to tax the money used to generate that value. That is why we allow deductions for business expenses and capital investments.

What is like to be an Uber driver?

I’ve been driving for Uber in Nashville (the 10th most popular city in the world) for 3 years. Maintain a 4.9 star rating or better, Been named an Uber VIP driver. Been named a Nashville MVP driver and have given 15,600 rides. Drive a 2017 Ford Escape Titanium. External wash daily. Interior cleaned every other day. Detail cleaned once a month. I offer, water, candy, cell phone chargers, daily newspaper to read during the ride, complimentary copy of ,Nashville Scene, magazine. Sirius XM with rider’s choice of 150 channels, a handout of my favorite Nashville restaurants on one side and a list of selected list of Nashville tourist destinations and a red binder that 1. lists the channels; 2. pics and bios of celebrities I have had as riders; (as a sidebar, the most famous celebrities I have had the privilege to have had is Mairead Nesbitt. For those of you are Celtic Woman fans, you know who she is). 3. menus of aforementioned restaurants; 4. descriptions of aforementioned tourist destinations; 5. Wikipedia article on Nashville demographics; 6. Wikipedia article on the Civil War “Battle of Nashville” and 7 the list of all 10 most popular Uber cities. I’m 72 and retired. I put luggage in the car myself. I remove it myself. I operate it as a business and am an LLC. Because of health issues, I have not driven since mid-November of 2018. In less than 12 months, I earned $59,000.00 and, because of LEGAL deductions, I only owned 158.00 in Federal taxes. In my last 3 full weeks of driving I earned; $1,118.00; $1393.00 and 1399.00. I accept all trips. The real fun is that I never know where I’m going next. From Nashville, I’ve been to Shelbyville KY, 3 trips to Bowling Green KY, Huntsville AL; 2 trips to Tullahoma TN, Dixon TN, Bon Aqua TN; Knoxville TN; and my longest trip to Albany GA. Is it worth it. For me? It is definitely worth it.