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flat rate mtr Post Review

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@rickwray Because flat-rate payment for infrastructure is different from pay-by-use, which is MTR? [Hence also shape of mobile networks.]

@mgcarley MTR costs are still around A9.5c and you get flat rate calling.

@JohnRalfe1 @pensionmonkey I should read up on MTR. I've never said flat rate can't be done, but it's messier than giving upfront relief at marginal rate.

@ptshrikant @BJP4UP @UPGovt @BJP4India But bill are not generated with meter reading but flat rate and when we go for correction babus ask for bribe. It happens with me twice and it is third time.vill richhpalgarhi Under sdo itera gr noida.kindly instruct staff for issue of bill as mtr reading 8505907123

Ps. If you dont have someone who can let you use their MTR then you setup up a second company as a bucket company which will get taxed at a flat rate iirc.

The MTR in Hong Kong charges senior/disabled a flat rate journey fee of $2HKD (~ 30¢ CDN) http://t.co/cYy8WNJt0R Imagine that on the #TTC

@AAPBijwasan @sanjay_dimpy There is no water mtr in salapur khera flat rate r only bnifits people havng sevral tanents not for simple family

@chrisjoregan YES OR NO? Is it regressive to tax all shareholders with MTR<30% at a flat rate of 30% instead of their Gov set marginal tax rates a regressive tax?

flat rate mtr Q&A Review

Why does BART charge based on where you ride, while most transit charges a flat rate?

Flat rate? Uh my experience of the tube in London. Manchester Metrolink, Sheffield tram thing. Hong Kong MTR, Shenzhen MTR, Seoul trains, Japanese train system and Beijing. Only Beijing charges a flat rate everywhere else charges you on distance you travel. Shenzhen was a bit funny as the prices were all universally low but still different for different destinations.

What is normal in Hong Kong, but weird in other places?

EDIT: I have added some additional comments and clarifications, preceded by the notation EDIT. I have lived in Hong Kong for the last 4 years, in a local neighbourhood (Yau Ma Tei), not an expat area. Before that I was a frequent business visitor since 2003. Here’s my list, in the order that these occurred to me: Taxis, limousines, busses, and lorries are often seen parked with the engine ticking over so that the driver can run the air-conditioning or heat. The driver may be asleep with the doors locked. (There’s actually a law forbidding this but it is ,never, enforced.) In residences, central air-conditioning is unheard of. Generally, each room has its own unit mounted in the window, or a split-type where the compressor is outside and the blower/chiller is inside. In Kowloon at least, many owners of window air-conditioners allow them to drain down to the pavement below, causing hapless pedestrians to have an unplanned shower. EDIT: This also is forbidden by law, but there’s no enforcement. Some people dispose of their household rubbish in the public bins on the street. If the bin is full, they just leave theirs next to it. Pedestrians simply do not look where they’re going, nor do they worry much about cutting someone off or stepping in front of them. The most frequent example of this is people leaving a building. They go out the door and turn left or right without checking the other way to see if someone is coming. Mobile phone addiction is endemic. Folks out on a dinner date will be nose-down into the phone for 15–20 minutes without saying a word to each other. And don’t get me started about pedestrians texting, watching videos, playing games, scanning Facebook and Instagram, heads down while walking, including crossing the street or pushing their baby in the pram! Lift passengers move with lightning speed to hit the “door close” button, usually without checking if there’s somebody outside who wants the same lift. Nobody holds doors for folks behind. Strangers don’t make eye contact. At all. In my home country, when boarding a lift, it’s customary to at least acknowledge others, say “good morning,” etc. Not here. The quality of building construction is, well, terrible. Apartment blocks are built up by stacking precast concrete assemblies, because it’s fast. The result is that NOTHING is insulated (my flat is the same temperature as outside within 15 minutes of switching off the A/C or heat) and you need a hammer drill to hang a picture. EDIT: Another consequence of this is greatly increased electricity consumption, especially in summer. Speaking of heat, very few places are heated, and when its 5C outside with the wind blowing 30kph, you know it. I bought a 2500-watt heater and it barely keeps up thanks to the lack of insulation. Pedestrians have no rights compared to vehicles, and the vehicle drivers let you know. If you’re crossing a street because you can’t see a driver coming, they will nonetheless express their displeasure by honking at you. Franchised bus fares are a function of the distance from the stop that you board to the end of the line. If you want to alight sooner, you may, but you pay to the end. There are at least three franchised bus companies. The bus system is extensive and works well. Octopus stored-value cards are accepted for all non-taxi transport and in convenience stores and other outlets. It’s what I use to get into my building. Hong Kong led the world with the stored-value card, but, for example, such cards are not accepted in taxis. (Most taxis take only cash; you can guess why.) People talk LOUDLY. Recycling is a joke. There are bins on the street, but I’d estimate the participation rate is in the single digits. Glass is almost impossible to recycle. Legal protections for employees are practically non-existent. Depending on one’s contract, you may be required to work as much unpaid overtime as the employer wants. There’s no law about overtime work or pay. You are required to have one “rest day” per week and all statutory holidays off. The treatment of and working conditions for foreign domestic helpers are heart-stopping in many cases. It’s too much to write here. The legislature consists of two blocs: legislators elected by the population (geographical constituency) and legislators elected by special interests (large-scale property owners, financial services, other business). The latter outnumber the former rendering the public’s voice largely moot. EDIT: Items from this point onward are added to the original answer. Income (“salaries”) tax may be the lowest in the world. You will never pay more than 15% of your income in salaries tax, no matter how much you earn. Low earners pay next to nothing. The government is sitting on a mountain of cash, even with the low tax rate. There’s a lot of public unhappiness about this; while some services are OK, many are not and folks wonder why some of that cash isn’t put into improvements. The wealth gap (difference between poor and wealthy) is enormous. The poor, especially the elderly, are ,really, poor with little or no social safety net. Google “McSleepers” and “Cardboard grandma” for some examples. Hong Kong is considered the least affordable city in the world for housing. The numbers are eye-popping. I have a strictly average (or less, by Western standards) 380 sqft flat that would cost me at least HK$8 million to buy. One consequence of this is so-called “rooftop slums” and subdivided apartments. The former are illegal structures built on the roofs of buildings, often using corrugated metal and without circulation or air-conditioning, and rented at exorbitant rates. The latter are regular flats that have been carved up into smaller individual places, often illegally and without regard to things like fire safety, and that earn their owner far more $ per square metre than the whole apartment would fetch as a single unit. There are also cases of storage warehouses being turned into illegal flats. Google “Hong Kong cage homes” for even more examples of really horrible housing conditions. Hong Kong has an enormous amount of subsidised public housing. By some measures, 60–70% of the population benefit from this, which has strict limits on income and net worth for an occupant to qualify. That said, cheating is rampant. I’ve been told by a local that Hong Kong has the highest number of supercars per population of any place in the world. (This is especially remarkable because there’s pretty much nowhere that you can exercise such a vehicle, except maybe at 2am on route 8 to the airport.) Hong Kong is among the safest places in the world, and has been so for years. Earlier this year there was a case of an adult granddaughter shooting and killing her grandmother over a property dispute. The local paper reported that the last time a gun had been discharged in a crime was 2015. You can go anywhere in the city (well, except maybe for Chunking Mansion in Tsim Sha Tsui), at any hour, with no worry about your personal safety and security. This is remarkable. Prostitution is legal, as long as the person offering such services is acting on her/his own. (I haven’t partaken :) ) The rail system (MTR) is nothing short of amazing, and fares are very low compared to most places. It’s reliable and serves all of the most populated areas. And it’s also profitable: MTR recovers 186% of its costs at the farebox. This is unheard of in the west. Hong Kong International Airport, despite some criticism, is also amazing. I fly 3–4 times per month and I have never waited more than 2–3 minutes for security. I could turn up at the departure hall 35 minutes before the flight departure time and still make the flight. (Baggage reclaim, not so much … I try my best not to check bags if I’m returning to HK.) Food in wet markets and local-type restaurants is cheap compared to other places. You can also spend small fortunes at 5-star places that charge HK$70 for a bottle of still water. I’m single, so I have the occasional date. (My work keeps me insanely busy and travelling all the time, so it’s challenging to find someone willing to put up with that.) More than once I’ve been asked “How much do you earn?” not too long after introducing myself. Suffice it to say that I don’t pursue that further :) Hong Kong is part of China since 1997 and operates under a principle called “One country, two systems.” That is, it operates semi-autonomously from Beijing and has its own mini-constitution called the Basic Law. This guarantees more freedoms and other things than are available on the mainland. I also point out the following: we have our own money, we drive on the left, we speak a different language (Cantonese rather than Mandarin), we have our own government, and there’s a fully-staffed border crossing between Hong Kong and mainland China. In fact, Chinese need a visa to enter (and if you’re not from one of 19 special cities, it’s not easy to get), and HK people need a “home return permit” to enter China. Americans, Brits, and many others can turn up at Hong Kong and enter visa-free. That’s “two countries” if you ask me :) There are more but I’ll stop here. I am super grateful for the chance to live and work here, but Hong Kong still has a lot of 3rd world characteristics despite its status amongst the world’s cities. EDIT: As I think of more, I’ll continue to add to this answer. Thanks for the upvotes and comments!

What is the status of a plot/2 BHK flat in Haridwar? Is there any availability of a farm house or a 1000 sq mtr developed plot?

Owning a land or an independent house is always more preferred than buying independent flats as the rate lies the same. There are developed society in Haridwar . Some are near ,SUDCUL, area which is more preferred for industrial purpose, some are surrounding by green environment in form of society. There are some more different project going at Haridwar near ,Patanjali,. , Yes there are various possibility regarding 1000 sq mt developed plot or a farm house. I do work for a real estate who helps to provide needs of desired people who wishes for a ,Home,. You may contact me. Siddhant +91–7017838844

How do you calculate the interior pressure that a pipe with both ends capped can withstand before bursting, what is a safe pressure percent lower?

Well, if you're just using pipe fittings, safe pressure is whatever the parts and pipe are rated for - the lowest pressure listed, if they're rated differently. If you're designing it as a pressure vessel, then you'd follow the equations in Part UG (Design) of ASME Boiler and Pressure Vessel Code, Section VIII, Division 1. For the pipe, that means checking hoop stress and longitudinal stress. For the caps, it really depends on their shape. Presumably it would be a formed head concave to pressure, or a flat unstayed head. If they're welded, you apply a weld efficiency as specified in the code. What that does is give you the stress created by pressure - or the pressure that creates a certain stress. But how much stress is safe? BPVC Section II Part D lists allowable stress values. This already includes a safety factor of sorts. Of course, you'll need to know your material grade to find anything useful. In fact, you should know that before even considering using the pipe under pressure. The grade/certifications should be clearly printed on the side - or you should have traceability to an MTR (Material Test Record). For an actual ASME job, traceability is required in all cases. Part of what I’m getting at here is that not all pipe is meant for pressure - anything marked “DWV” (Drain Waste Vent) is specifically not intended for pressure. You shouldn’t even go so far as to pressure test non-pressure rated pipe. Pressure vessels are quite dangerous when they let go. Speaking of which, if you do a proof test, you should use water - not compressed air. Because it’s incompressible, water depressurizes much more safely in the event of rupture.

Why should one invest in the Surya Humming Bird residential project located in Whitefield, Bangalore?

Surya Humming Bird, is an under-construction residential project developed located at Channasandara main road, Whitefield Bangalore. The entire project is spread across 3 Acres of Land with 80% of open space. There are 3 high-rise towers of G+14 with 2 levels of basement car parking. Accommodation of 221 units is provided. The project will have 2, 2.5, and 3 BHK flats. Some of the units will have Private Garden attached. All rooms are having large balconies, doors, and windows. The flats are of the super built-up area in the range of 1245 to 1650 sqft. Why choose this project? An eco-friendly concept that caters to all the age groups with 30+ amenities Within 3kms connected to all major hospitals, schools, malls, and ITBT. Equipped with high-end amenities like Bonsai garden, aroma garden, adventure zone, golf point, movie theatre, work from home place, swimming pool, etc. Home Automation (Video Door Phone 8 Gas Leakage Detector) Earthquake Resistance (Seismic Zone-III) No common walls and ample space inside 360 view in each home to observe the glorious view Feature of Surya Humming Bird Project: Lighting & Ventilation in Spades: With no common walls between the apartment and ample space inside, there is a lot of space for natural light and air to enter. It will help in reducing spending on artificial lighting and air conditioning. Greenery all around: The project is surrounded by dense greenery, which gives the land a natural beauty that is perhaps even more attractive than the beauty inside. Flora That Pumps Air: Several trees are planted; flora in the park will give you an atmosphere that is rich with fresh air. Porotherm Bricks: The best type of materials is provided to give you great thermal insulation, energy savings, and fire resistance and rated by IGBC & GRIHA No Common Walls: Sharing the Common wall would be immensely annoying. Here at Humming Bird, no common walls are provided, you will get to enjoy the privacy of your homes without anyone else disturbing you. Wide Balconies: The height of the balcony is double that of the normal one. Also, the Humming Bird project has made sure that its residents will get a better view by making the windows and doors larger. With wide views, there is great sunlight and fresh air entry into the homes. 5 Units per Floor: With 5 units spread across each floor, there is ample space for each unit. Also, each flat will have 360 views to observe the glorious outside view. 3 Tier Securities: It is secured with an impenetrable 3 tier security so that its residents feel safe all time. Amenities Offered By Surya Humming Bird: Surya Humming Bird project is planned with lots of facilities and features so that its residents can live life to its fullest. The project is planned to extract the soul from its shell by providing several amenities that will lead people to enjoy the moments they have. The plethora of amenities, functional in more than one way is placed all along the project to get everyone to come together and enjoy life. Some of the major amenities are : Party Lawn: ,A hub of activities, the party lawn is a very multipurpose area that changes its function according to the time of the day. Parties, picnics, conferences, barbecues, can be done here Walkways: Three dedicated pathway is provided where you can walk, tread or jog. The walkway will have you breathing the good air from the trees that surround the land. Pet Parks: A separate space that is especially dedicated to your pets is provided within the society. Swimming Pool: ,Here you can feel your body float on something blue. Recreational Lounge: Open Gym Sand Pit Pet-friendly Zone Golf Point Kids Play Area Bonsai garden Meditation Center- ,this is a place for peace and clear your mind Aroma Garden- ,as you walk through you will breathe in nature’s perfume Amphitheatre Multi-purpose lawn Skating Ring Cricket Practice pitch Volleyball Court Badminton Court Senior Citizen Area Humming Bird Price Details: The BSP rate of Surya Humming Bird project is 4999/- per sqft. The price of 2 BHK flats starts from 59.73 lacs onwards 2 BHK | Super built-up area 1195 sqft – 1410 sqft | Price of the flats ranges between 59.73 lacs to 81.78 lacs onwards 3 BHK | Super built-up area 1650 sqft | Price of 3 bhk flats ranges between 82.48 lacs onwards Location Advantages & Directions: Humming Bird is located neither at the perfect location neither too close nor too far from the city. It is located in that part of the city which leading hub for technology and IT companies. There have been many developments in infrastructure and housing to ensure that those who are residing here will be able to lead a genuinely happy life. Surya Humming Bird residential project is behind SRI Sri Kateramma Devi Temple. All important places like schools, hospitals, malls, banks, daily markets, and other areas are within close vicinity to provide quality life. One of the most attractive facts is that the peripheral ring road & Namma Metro is making their way into the area – that will boost connectivity & faster travel. Distance from important places Schools & Colleges: Ksvk School- 550 Mtr EFI College- 750 Mtr Krish School- 1.3 Km MVJ College- 1.6 Km Whitefield Global School- 2.2 Km Delhi Public School- 4.3 Km Others: Surya Elegance- 2.5 Km Hopefarm Junction- 2.8 Km Whitefield Railway Station- 2.8 Km Satyasai Ashramam- 3.3 Km Whitefield Club- 3.8 Km Itpl- 4.1 Km Whitefield Police Station- 4.6 Km Deans Academy- 4.7 Km Hospitals: Columbia Asia Hospital- 5.3 Km Satyasai Hospital- 5.5 Km Vydehi Hospital- 6.7 Km Malls: Forum Mall- 5.3 Km Prestige Shanthinikethan- 5.6 Km Gopalan Global Axis- 5.9 Km Inorbit Mall- 5.9 Km Watch Actual Vidoe of Surya Humming Bird: So, if you are looking for Surya Humming Bird project located at Whitefield Bangalore, Kindly Call our experts on +91-6366370375 or fill the contact us form. Our team will call you and help in finding your dream home. Regrob is a Tech-Enabled Real Estate Brokerage Firm with more than 35 Branches in PAN India. We have our dedicated team in all branches that provide accurate and correct information about the project. We are the RERA certified real estate brokerage company to work in Bangalore under RERA ACT with RERA Number- PRM/KA/RERA/1251/310/AG/180626/000997

Which are the top 5 affordable flats in the Noida extension?

Greater Noida West - known as Noida Extension. It is a planned city not only in India but all over Asia. There is an estimated figure that more than 20 Lacs people will depend on the region, once it is fully developed. The area is planned in such a way that it can be developed even after 100 years. But development is limited; you can't do it any way you want. So, the entire area is pre-planned, and there is no issue related to infrastructure. The price in Noida Extension goes around 3000 to 4500 per Sqft. The price depends upon the construction status and other factors like location and amenities. Furthermore, compared to all emerging markets, Noida Extension is the most promising in terms of existing infrastructure as well as upcoming metro connectivity. Noida Extension offers some good projects at very affordable rates along with ease of payment options. Since RERA is in force, the quality of the projects is also not compromised. This means that buyers will get quality property at a reasonable price. This deal is great for buyers as well as investors. We here at Regrob with our dedicated team have thoroughly researched the best Affordable Flats in Noida Extension. In this, we have checked a few Parameters like – Connectivity, USPs, Amenities, Construction quality, Legal Work, and Customer Reviews. So, here are the Top 5 Affordable Flats in Noida Extension. Trident Embassy: Trident Embassy is a luxury ready-to-move residential project in Noida Extension. It is spread across 8 Acres of land area with 70% Open Space. There is a total of 12 Towers with G+25 high-rise floors each. The Project offers flats with proper Ventilation at an affordable price. Trident Embassy has got exceptional features. Some features of the project include Gymnasium, Lift, Badminton court, Basketball court, Jogging track and Swimming pool, Medical Centre, Flower Garden, Reading Lounge, Solar Lighting, RO System, Sauna, and Jacuzzi. It also offers services like Banquet hall. Price: Trident Embassy offers 2 BHK, 3 BHK, and 4 BHK Flats for Sale in Noida Extension. The Size of the flats varies from 990 Sq.Ft to 2285 Sq. Ft. The Price of the flats ranges from 38.61 Lacs to 89.12 Lacs. The project is registered with RERA number UPRERAPRJ6476 (Phase 1), UPRERAPRJ6492 (Phase 2), and (Phase 3). Connectivity: It is just 20 minutes away from NH-24 and FNG Expressway. Many Schools, Hospitals, Malls, and Hotels are very near to it. Ryan International School, Aster Public School, Fortis Hospital are 10 Kms from the project. Ghaziabad Railway Station is 13 Kms of the drive from the project. White Orchid,: White Orchid is a ready-to-move-in residential project located at Gaur City 2, Noida Extension. This project is a part of Gaur city 2 spread over 2.5 acres that offer 2/3 BHK apartments. It is developed by the builder Town Park Buildcon Private Limited. White Orchid is a 3- side open corner plot that is IGBC certified with the Gold standards. The 2 and 3 BHK apartments vary from size 1023 Sqft to 1865 Sqft. The safety and security are ensured by 3- tier security. Only 20% area is used for residential development and 80% open space. White Orchid is located very close to the proposed metro station and also has very good connectivity with regions of Delhi NCR by 24 mtr wide road in front of the project. Key locations nearby,: Surrounded by Gaur City 'Galleria Market' 2 Mins drive from NH 24 3 min drive from FNG corridor 5 min drive from sector-119 and 120 7 mins drive from Sector 61, SaiMandir 20 mins from Fortis Hospital Near to CRPF, CISF & ITBP Camp. Walking distance from Sports Stadium & Sports Club Renowned Schools, Colleges, Hospitals & Malls in close vicinity Price: 2 BHK Built-up Area: 1097 Sq. Feet Salable Area: 878 Sq. Feet Price: 40 lacs onwards 3 BHK Built-up Area: 1865 Sq. Feet Salable Area: 1492 Sq. Feet Price: 68 Lacs Galaxy Royale Galaxy Royale is a ready-to-move residential project by Galaxy Dream Home Developers. The project is spread across 2.5 acres of the land area consists of 3 towers of G+19 floors. This project is legally approved by RERA with RERA number UPRERAPRJ5806. This Project offers 2, 3, and 4 BHK Flats. The Built-up of flats ranges from 990 to 2390 sqft and price ranges from 34.65 Lacs to 83.65 Lacs. It is located in Gaur City 2 and provides various advantages to residents taking care of their daily needs. Many expressways, schools, shopping centers, restaurants, and other luxuries are just a peddle away. Casa Woodstock Casa Woodstock is ready to occupy a residential project in Noida Extension. This project is spread across 3 Acres of land area with 75% Open space. There is a total of 4 Towers with 25 Floors each and offers 466 residential units. It offers 2 BHK and 3 BHK residential apartments. The Built-up area of 2 BHK units is 1060 sqft and the Built-up area of 3 BHK units ranges from 1275 to 1750 sqft. The price of 2 BHK flat is 38.62 Lacs and the price of 3 BHK units ranges between 46.45 Lacs to 63.75 Lacs. The builder has taken all legal approval from RERA. The project is registered with ,RERA number UPRERAPRJ2855. Aastha Greens: Aastha Greens is ready to move project by Aastha Infracity Builders located in Sector 4, Noida Extension. The project is spread across 4.94 acres. It carries 4 numbers of elevated towers with 19 numbers of floors each. This Project provides you international standard amenities and Infrastructure. Spacious homes provide unimaginable privacy which is a must for families. The amazing landscape and panoramic view from the balconies have the potential to take one’s breath away. Vastu compliant homes have adequate cross-ventilation and allow smooth passage for natural light and air. This project offers skillfully designed 2 & 3 BHK Flats in Noida Extension. The Size of the flats varies from 1152 Sqft to 1874 Sqft. The Price ranges from 47.22 Lacs to 76.82 Lacs. Project Highlights: 6 Floor Club House with playschool and day boarding facility for working families 2 Side open Plot 10 meter Green Belt Adjoining 3 sides provided by Authority 18 Meter Service road at 2 sides 130 meter main road-18 Meter plus Service Road So, if you are interested in buying a property in this area kindly fill the contact us form or you can call our expert on the number provided in the comment section. Regrob, is a Tech-Enabled Real Estate Brokerage Firm with more than 35 Branches PAN India. We have our dedicated team in all branches that provide accurate and correct information about the project. We are the ,RERA certified real estate brokerage company, to work in ,NOIDA, under RERA ACT with RERA Number- ,UPRERAAGT12681

What is the minimum salary needed to live a decent life in HongKong with some savings?

I'm not entirely sure about this but I got some useful information off the internet that I thought I could share with you. Although landing a job is not so difficult nowadays, the starting salary for fresh graduates with an associate degree or higher has been hovering around HK$12,000 for the past three years, according to a report from the Hong Kong Economic Journal, and this is mainly due to the glut of college graduates and job seekers from overseas. You might think the figure is somewhat underestimated as there are many pursuing a career in high-income sectors like financial or medical services. But government statistics in 2013 revealed that the median monthly salary for workers aged between 15 and 24 — of which 40 percent are tertiary degree holders — was at a disgraceful level of HK$8,000. A 2014 survey by human resources firm CTgoodjobs showed that the median starting salary for fresh graduates was between HK$11,000 and HK$13,750. So how is life in Hong Kong for someone who is earning HK$12,000 a month? The first thing to be clear about is that, except for your probation period, your take-home pay is actually just HK$11,360 after your MPF contribution (at a rate of 5 percent) and salary tax are deducted. If you’re not fortunate enough to be living in your parents’ house, then a third or even half of your money will go to your rent, no question about that. And forget about having a spacious flat; even a 350 square foot shoebox in Tin Shui Wai now costs almost HK$10,000 to rent. You have two options: either find a roommate (or roommates) or rent a subdivided flat barely larger than the size of a couple of toilet cubicles. (Hong Kong is fast gaining a worldwide reputation for this sort of accommodation.) In both scenarios, forget about quietude and privacy. Media reports say the average monthly rent for a cage-like bedspace in some shabby tenement buildings in To Kwa Wan or Tai Kok Tsui is about HK$2,000 to HK$3,000, while the cost of more “luxurious” subdivided flats with at least a door, a private flush toilet and shower range from HK$3,500 to HK$7,000, depending on whether there is a window, which storey and its proximity to a bus stop or MTR station. So the average rent is HK$4,500. That means you have HK$6,860 left. That doesn’t sound so bad, does it? But don’t forget you need to feed yourself. A lunch at a working-class restaurant chain like Café de Coral or Maxim’s may be well over HK$45 and supper HK$55. You may choose a cheaper afternoon tea set or go to a cha chaan teng, but all told, you’ll still be spending HK$130 or above for your daily food expenses. That amounts to around HK$4,000 a month. Congratulations! You’ve still got HK$2,860 left. But wait, you need to take a ride to and from the office. Inevitably, you’ll settle for the MTR, and these days you have to dig deeper into your pocket as the railway operator, which is sitting on a gigantic 2014 net profit of HK$11.6 billion, has hiked fares by 4.3 percent starting June, the sixth year it has raised fares since 2010. Any medium-distance ride across the harbor will cost over HK$10 so the cost per month can be HK$500 — or more if you live in New Territories and have to commute to urban areas for work. Telecom services, of course, are a daily necessity. Competition among carriers is keen, but that doesn’t seem to reflect on their fees: a fixed 5GB data and voice call plan costs around HK$350. Other trivial expenses include, but not limited to: water, gas, electricity, broadband service, basic beauty and skin care products (for young ladies), clothing, etc. All these will cost you HK$400 to HK$500 each month, although the amount may vary substantially according to individual taste and habits. So finally you will have around HK$1,600 left to keep as savings. This is pretty much the scenario in Hong Kong from what I understood. Hope this answers your query? :-)

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