mazda loan calculator

In 1949, the loan tenure for a VW Beetle was 12 months with an interest rate of 9 % per annum. Things have changed. In Malaysia today, car loan tenures are usually of 5,7, or even 9 years with interest rates hovering around 3% per annum (calculated on principal). Cars are getting more expensive and are almost impossible to purchase without using a loan. But is taking a car loan a bad financial decision? Well, it depends on your financial circumstances (mainly your income), how much you benefit f

Arif

Jan 28, 2021

Pada tahun 1949, tempoh pinjaman bagi sebuah VW Beetle ialah 12 bulan dengan kadar bunga tahunan 9%. Itu dulu, sekarang dah lain. Kini, di Malaysia, tempoh pinjaman kereta selalunya untuk lima, tujuh atau sembilan tahun dengan kadar bunga tahunan berubah-ubah sekitar 3% (dikira berdasarkan jumlah prinsipal). Kereta-kereta zaman sekarang pun makin mahal dan hampir mustahil bagi kebanyakan orang untuk membelinya secara tunai. Tapi, adakah meminjam untuk membeli kereta satu perkara yang buruk? Perk

Mersita

Feb 7, 2021

The 6-month long loan moratorium is set to expire in September and its expiry could have some negative impact on the Malaysian automotive industry. The loan moratorium went into effect in April as the country entered the Movement Control Order (MCO) period. Malaysian Automotive Association (MAA) president Datuk Aishah Ahmad told The Edge, “People will not have the money to buy new vehicles. But I think it depends on the category of vehicles. I think high-end vehicles will not be impacted; people

Eric

Jul 27, 2020

The highly-anticipated 2020 Proton X50 is finally here, after several preview sessions held across the country. With prices starting from RM 79,200 for the Proton X50 1.5T Standard, it sure does look like a tempting deal, but is your salary enough to sign that loan? Let’s find out more in this article. How much do I need to make? Starting things off is the entry-level Proton X50 1.5T Standard (RM 79,200, on the road, without insurance), the monthly repayment is roughly RM 800 a month, given a 2.

Eric

Oct 27, 2020

The Toyota Yaris nameplate isn’t exactly new in Malaysia, as it was first introduced here back in 2006 before getting discontinued a couple of year later. Fast forward to 2019 and UMW Toyota Motor reintroduced the Toyota Yaris in Malaysia, this time based on the NSP151-generation Toyota Vios. In this article, we will take a closer look and see how much you need to make each month before you can apply for a loan to purchase and maintain a Toyota Yaris. How much do I need to make? Starting things

Eric

Oct 24, 2020

Ever since Honda Malaysia introduced the tenth-generation Honda Civic a few years ago, it proved to be a very popular model. The facelifted Civic was introduced earlier this year, keeping it fresh for a couple more years. It's an aspirational car for a lot of young buyers, attracting many who can barely afford the car. So in this article, we will take a look and see how much you need to earn before you can afford to buy and maintain a Honda Civic. Taking the entry-level Civic 1.8 S (RM 109,326,

Eric

Oct 6, 2020

A couple of weeks ago, Honda Malaysia finally launched the all-new 2020 Honda City, replacing the GM6-generation model that was introduced back in 2014. Unlike the aspirational Honda Civic, the Honda City is aimed a more price-conscious crowd. In this article, we will take a look and see how much you need to earn before you can buy and maintain a Honda City. How much do I need to make? Take for example the entry-spec Honda City 1.5 S (RM 74,191, on the road, excluding insurance), the monthly rep

Eric

Oct 18, 2020

Mitsubishi Motors Malaysia recently released the prices of the 2020 Mitsubishi Xpander, a model that will compete directly against the Honda BR-V, Perodua Aruz, and Toyota Rush. In this article, we will take a closer look and see how much you need to make each month before you should apply for a loan to purchase the Mitsubishi Xpander. How much do I need to make? The Mitsubishi Xpander has a starting price of RM 91,358 (on the road, without insurance), meaning that the monthly repayment is rough

Eric

Nov 20, 2020

Just recently, official prices of the 2021 Toyota Yaris have been released. It is priced from RM 70,940 onwards for the base Yaris 1.5 J, before topping out at RM 84,808 for the Yaris 1.5 G. Currently, the Yaris competes against the Honda Jazz, but it will be replaced with the Honda City Hatchback in 2021. In this article, we will take a closer look and see how much you need to make each month before you should apply for a loan to purchase the Toyota Yaris. How much do I need to make? The Toyota

Eric

Dec 16, 2020

Bank Negara Malaysia have announced a 6-month moratorium for all bank loans except credit card balances, starting 1 April 2020. The moratorium is basically a temporary freeze on loan repayments. However, do remember that the moratorium applies only to loan repayments. Interests will continue to accrue every month as usual. Also, the moratorium applies only to loans that have not been in arrears (all previous payments owed paid in full) for more than 90 days as of 1 April 2020. How does the 6-mon

Hans

Mar 25, 2020

Ever since spyshots of the all-new Nissan Almera started surfacing late last year, the hype started building up for ETCM’s newest B-segment sedan. Fast forward to November and ETCM has revealed prices of its highly-anticipated model. In this article, we will take a closer look and see how much you need to make each month before you should apply for a loan to purchase the all-new Nissan Almera. How much do I need to make? The all-new Nissan Almera has a starting price of RM 79,906 (on the road, w

Eric

Nov 4, 2020

UMW Toyota Motor has just announced the official prices of the 2021 Toyota Innova facelift in Malaysia. Prices start from RM 111,622 for the entry-level Innova 2.0 E variant and tops out at RM 129,667 for the Innova 2.0 X variant. Although there is a slight increase in prices across the board for the updated Innova, it is justifiable as UMWT has improved the safety and features of its people mover. Now, you might be thinking what’s the minimum salary needed in order to apply for a loan. Well, yo

Eric

Jan 10, 2021

UMW Toyota Motor has just released the official prices for the 2021 Toyota Vios facelift and the prices are nothing short of appealing. Starting from RM 74,623 for the base Vios 1.5 J, it is only RM 430 more than the base Honda City 1.5 S. As appealing as the prices are for the Vios facelift, you might be wondering what's the minimum salary needed in order to apply for a loan. Well, you've come to the right place as we will show you how much is the minimum monthly salary required to purchase the

CY Foong

Dec 16, 2020

“The interest is calculated based on the principal sum and not the remaining balance, that’s crazy!” That was the conversation I had a car company executive who has just been transferred from Europe to Malaysia. The topic of increasingly long loan tenures for auto loans is also becoming a concern in the US but how long is too long for them? 7-year tenure auto loans now make up 20 percent of total US car loans – more than twice as many compared to 10 years ago. To many financial experts in the US

Hans

Jul 17, 2020

It turns out that it wasn’t just used car sales that saw an increase throughout the past few months, used car dealers in Johor Bahru are reporting an increase in car owners trying to sell their vehicles after the Movement Control Order (MCO) ended in June. One second-hand car shop manager Chang Keng Keong told The Star that there has been a 30 percent increase in the number of people who came to his shop enquiring for information about the disposal of their cars. This was especially apparent in

Jerrica

Nov 25, 2020

The Malaysian Trades Union Congress (MTUC) is urging the Ministry of Finance (MoF) and Bank Negara Malaysia to compel banks to extend the deferment of loans for another six months. The current 6-month moratorium was announced back in March when the first stage of the Movement Control Order (MCO) was enforced in an effort to prevent the spread of the pandemic. With all activities and businesses put on pause, many people were either forced to take massive pay cuts, go on unpaid leaves by employers

Jerrica

Jul 7, 2020

Malaysia’s Budget 2021 was tabled today by Finance Minister Datuk Seri Tengku Zafrul Abdul Aziz, under very unusual CMCO circumstances. There’s nothing specific to the automotive industry, but on the topic of loan moratorium, the government has confirmed that there will be no extension. However, Zafrul explained that the government is putting forward a set of targeted assistance packages for the B40 low income earners, as well as small and medium enterprises. Eligible borrowers can choose betwee

Hans

Nov 6, 2020

Some say that our road tax structure is archaic and demand an emissions-based system. One way to pay less road tax in Malaysia is to opt for a smaller engine, which usually means opting for turbocharged cars or hybrid cars. The road tax of a car can be a deal-breaker to some, and it is one of the reasons we don’t see that many V8 engines around. Used cars with big engines are a big turn off, since the annual road tax is almost half their value. So, just how expensive can the road tax be? Well, h

Arif

Jan 5, 2021

Toyota and Mazda are two very different car companies. Toyota is a corporate giant, the world’s largest car maker that makes everything from commercial vans, to sedans for Japanese salaryman to large SUVs and minivans for American families. Mazda on the other hand, sells just one tenth of Toyota’s volume, and only wants to build cars for people who love cars. At the same time, Toyota is undergoing a rapid change in character. Its President Akio Toyoda is the only car company boss who actively pa

Hans

Sep 11, 2020

The Mazda CX-30 made an appearance this year at the Geneva Motor Show and last week, Adrian had a walkaround with it at the 2019 Tokyo Motor Show. The CX-30 slots in the gap between the CX-3 and CX-5 (CX-4 already taken) and is based on the new Mazda 3, which explains the pretty much identical interior. As seen in the video, interior space is not vast, a common Mazda trait but adequate for most Asian-sized adults. Materials and build quality is top notch. On the outside, the car rides on 18-inch

Shaun

Oct 31, 2019

Bermaz Motor secara rasmi telah melancarkan laman web Mazda Anshin hari ini, menawarkan platform untuk pelanggan menjual atau membeli kenderaan Mazda dengan cara yang mudah, selamat dan selesa. Laman web Mazda Anshin kini menyenaraikan kenderaan milik Mazda sendiri (kereta demo) dan kenderaan terpakai daripada pelanggan yang telah menjalani pemeriksaan ketat dan disahkan oleh Mazda. Setiap kenderaan terpakai dan terpakai Mazda mesti menjalani pemeriksaan 111 titik yang komprehensif di Pusat Serv

Haris

Dec 3, 2020

** This article is published on WapCar Community. Click the link below to enter the community for car enthusiasts in Malaysia https://www.wapcar.my/forum Basic information about my car 2020 Mazda 3 Sedan High Variant, approximately RM150k Reasons why I bought this car My wife and I had owned a Honda City since 2012 and we were about to finish paying our car loan, so we decided to upgrade our car and started scouting around the C-segment cars. Car Selection Process I had a budget of RM130k Model(

Owner Review

Dec 3, 2020

The Movement Control Order (MCO) in place to control the Covid-19 pandemic has put a huge speed bump on the various economic sector. The automotive industry has come to a complete halt as JPJ (Road and Transport Department Malaysia) has yet to resume new private vehicle registration (services related to commercial vehicles are available). It’s only a matter of time before consumers can go out and purchase their next perfect car. But with the soft economy that will prolong for the foreseeable fut

Adrian Chia

May 24, 2020

Sebut sahaja Mazda CX-5, tentu anda akan membayangkan Mazda CX-5 dengan warna merah. Oleh itu, apa signifikannya warna merah pada Mazda ini? Mengapa warna merah Mazda sangat menjolok mata? Bagi yang belum mengetahui, Mazda terkenal dengan falsafah rekaan KODO (KODO Design). Falsafah rekaan KODO selalunya diikuti dengan slogan ‘Soul of Motion’. Soul of Motion menggambarkan pergerakan alam yang dijelmakan dalam konteks rekaan KODO. Contoh paling mudah, tahukah anda bahawa lampu signal pada setiap

Haris

Jul 14, 2020

Bermaz Motor has just officially launched the Mazda Anshin website which gives customers a one-stop solution to sell or buy their Mazda vehicles. The Mazda Anshin website caters to Mazda’s pre-owned vehicles (company demo vehicles) and Mazda’s used vehicles that have undergone strict inspection and are certified by Mazda. Before being sold on the website, these vehicles must undergo a comprehensive 11-point inspection at selected authorized Mazda service centres in Glenmarie and Petaling Jaya. T

CY Foong

Dec 3, 2020

Mazda 2 mungkin merupakan hatchback yang tua di pasaran, namun ia masih diminati ramai peminat pemanduan. Ini juga bermakna generasi baru mungkin boleh membuat debutnya pada tahun 2021 selepas 7 tahun di pasaran. Laman web automotif Jepun Best Car Web telah menghasilkan beberapa imej lakar Mazda 2 generasi akan datang. Anda dapat lihat falsafah reka bentuk Kodo yang sama dengan Mazda 3 Hatchback yang sangat cantik. Malah bahagian belakangnya mempunyai penampilan yang nampak seperti mini-Mazda 3.

Zamil Syaheer

Jan 7, 2021

Jika ada sesiapa yang mampu menandingi kehebatan Toyota dalam trak pikap, ia adalah Ford. Ya, Ford Ranger tidak selaku Mitsubishi Triton atau Toyota Hilux. Tetapi, perlu diingatkan bahawa pada skala global, Ford F-150 ialah trak pikap paling laris di dunia. ‘Built Ford Tough’ bukanlah hanya slogan semata-mata. Budaya trak ada pada asas paling utama budaya Ford, dan ada banyak yang boleh diambil dari kepakaran Ford bila bercakap tentang trak pikap. Generasi Mazda BT-50 yang dikeluarkan sekarang b

Mersita

Jun 23, 2020

Hyundai Elantra Mazda 3 Sedan Hyundai Elantra 2021 baru sahaja dilancarkan dengan harga bermula RM 1XX,888. Sedan segmen C ini dihasilkan secara CBU, meletakkan model ini lebih dekat dengan persaingan bersama Mazda 3. Mengapa bukan Honda Civic atau Toyota Corolla Altis? Hyundai Elantra diposisikan sebagai sedan yang jauh lebih premium dan bukannya populariti berbanding 2 model Jepun popular tersebut. Bandingkan harganya, Hyundai Elantra disasarkan sekitar RM 1xx, 888, sementara Mazda 3 Sedan 1.5

Haris

Dec 3, 2020

Mazda CX-3 Mazda CX-30 Sejak dilancarkan di Malaysia pada awal Januari tahun 2020, Mazda CX-30 2020 telah menjual lebih kurang 3 kali ganda Mazda CX-3. Hal ini menimbulkan sedikit tanda tanya kerana Mazda CX-30 adalah lebih mahal daripada Mazda CX-3. Perbezaan yang lebih jelas dapat dilihat berdasarkan jadual berikut: Perbandingan Harga Mazda CX-3 vs Mazda CX-30 Model CX-3 CX-30 2.0G (CBU) RM 126,829 RM 144,759 2.0G Limited Edition (CBU) RM 141,329 - 2.0G High (CBU) - RM 159,109 1.8D High (CBU)

Haris

Dec 19, 2020

Manufacturers seem to be filling in all the niches possible in their SUV lineup. Here we have the Mazda CX-5 and the Mazda CX-30, both are technically in the C-segment SUV market, and we've lined them up for a CX-5 vs CX-30 comparison. Well, some would consider the CX-30 to be a crossover but let’s not get into the whole SUV vs crossover thing just yet. Back to the topic, the Mazda CX-5 and CX-30 not only sit in the same segment, they are within similar price bracket as well. So, which do you pi

Shaun

Oct 10, 2020