Want to buy a 2021 Isuzu D-Max? Here’s the minimum salary required
Just recently, Isuzu Malaysia launched the all-new 2021 Isuzu D-Max. Prices start from RM 89k for the single cab variants, while double cab variants are priced from RM 100k.
The range-topping X-Terrain variant is priced at RM 142k.
Question is, what’s the minimum salary you need before you can apply for a loan?
How much do I need to make?
For the purpose of this article, we will be focusing on Premium variants of the all-new D-Max, including the 1.9 Premium, 3.0 Premium, and 3.0 X-Terrain.
For the D-Max 1.9 Premium, this variant is priced at RM 121,549. As such, the monthly repayment for this variant is roughly RM 1,220 per month, factoring in a 2.27-percent interest rate with a 9-year loan.
Based on the recommended guideline that you should not be paying more than 20% of your monthly salary on the car's monthly repayment, that's a minimum net salary of around RM 6,100 a month.
As for the D-Max 3.0 Premium, the monthly repayment is roughly RM 1,280 per month and you’ll need a net salary of around RM 6,400 a month.
Last but certainly not the least is the D-Max 3.0 X-Terrain. Retailing at RM 141,938, you’ll need to ensure that you have a net salary of around RM 7,200 to afford the monthly repayment, which comes in at around RM 1,420.
With the cost of insurance, maintenance, tyres, and other associated running costs factored in, your car-related expenses should not exceed 30 percent of your monthly salary.
Below are the monthly installments for the all-new 2021 Isuzu D-Max for 5-, 7-, and 9-year tenures. These rates have already factored in an interest rate of 2.27%.
| 5-year monthly installment | ||
|---|---|---|
| Variant | Price (RM) | Monthly payment (RM) |
| 1.9 Premium | 121,549 | 2,030 |
| 3.0 Premium | 128,038 | 2,140 |
| 3.0 X-Terrain | 141,938 | 2,370 |
| 7-year monthly installment | ||
|---|---|---|
| Variant | Price (RM) | Monthly payment (RM) |
| 1.9 Premium | 121,549 | 1,500 |
| 3.0 Premium | 128,038 | 1,590 |
| 3.0 X-Terrain | 141,938 | 1,760 |
| 9-year monthly installment | ||
|---|---|---|
| Variant | Price (RM) | Monthly payment (RM) |
| 1.9 Premium | 121,549 | 1,220 |
| 3.0 Premium | 128,038 | 1,280 |
| 3.0 X-Terrain | 141,938 | 1,420 |
The shorter 5-year loan tenure is a wiser choice. That being said, interest rates are always changing. Given our current situation, interest rates are very low but do check with your respective banks for the latest rates.
What about other trucks?
Here’s a brief payment comparison comparing the monthly repayment between the D-Max, Toyota Hilux, Nissan Navara, Ford Ranger, and Mitsubishi Triton.
| Payment comparison | ||
|---|---|---|
| Model | Price (RM) | Monthly repayment (RM) |
| Isuzu D-Max 3.0 X-Terrain | 141,938 | 1,420 |
| Mitsubishi Triton Athlete | 141,500 | 1,420 |
| Ford Ranger Wildtrak | 152,388 | 1,530 |
| Nissan Navara Pro-4X | 142,200 | 1,430 |
| Toyota Hilux Rogue | 146,880 | 1,470 |
Related Used Car
Quality Cars Guaranteed
Fixed Price No Hidden Fees
5-Day Money-back Guarantee
1-Year Warranty
{{variantName}}
{{carMileage}} km
{{registrationYear}} year
{{storeCity}}
Related Short Videos
Related Videos
2021 Isuzu D-Max X-Terrain is the Best Travel Companion for Long Distances!
Pick-Up Trucks are Better than SUVs? 2021 Isuzu D-Max X-Terrain in Malaysia!
2021 Isuzu D-Max 3.0L X-Terrain Review in Malaysia, A Luxury Workhorse!
Closer Look: 2020 All-new Isuzu D-Max, More Premium than a Ford Ranger!
Closer Look: 2019 Isuzu D-Max Facelift 1.9L - Wapcar.my
Latest News
Review: Chery Omoda 5 in Malaysia - Bang-for-buck hero does its best to exorcise ghosts of Chery's past
Burning Proton X70 incident: Car now in Proton's possession, cause and findings to be updated after investigations
Gentari wants to expand hydrogen supply biz, welcomes Budget 2024's recognition for EV and home solar services
BMW Group Malaysia claims No.1 premium EV brand title for 2023, welcomes spending on charging facilities and TVET upskilling
Toyota's Kinto is getting bored, finds a way to make the AH30 Alphard and Vellfire sliding doors close faster
Recommended Cars
10 Variants
- 2023 Proton X70 1.5 TGDi Premium X 2WD
- 2022 Proton X70 1.8 TGDi Premium 2WD
- 2022 Proton X70 1.5 TGDi Premium 2WD
- 2022 Proton X70 1.5 TGDi Executive AWD
- 2022 Proton X70 1.5 TGDi Executive 2WD
- 2022 Proton X70 1.5 TGDi Standard 2WD
- 2021 Proton X70 SE
- 2020 Proton X70 1.8 Standard 2WD
- 2020 Proton X70 1.8 Executive 2WD
- 2020 Proton X70 1.8 Premium 2WD
10 Variants
- 2022 Proton Saga 1.3 Standard AT
- 2022 Proton Saga 1.3 Standard MT
- 2022 Proton Saga 1.3 Premium AT
- 2022 Proton Saga 1.3 Premium S AT
- 2018 Proton Saga 1.3 Standard CVT
- 2018 Proton Saga 1.3 Premium CVT
- 2018 Proton Saga 1.3 Executive CVT
- 2019 Proton Saga 1.3L Standard MT
- 2018 Proton Saga 1.3 Standard MT
- 2019 Proton Saga 1.3L Standard AT
10 Variants
- 2023 Subaru Forester 2.0 i-S EyeSight GT Edition
- 2023 Subaru Forester 2.0 i-S EyeSight
- 2023 Subaru Forester 2.0 i-L EyeSight GT Lite
- 2023 Subaru Forester 2.0 i-L EyeSight
- 2021 Subaru Forester 2.0i-L GT Lite
- 2019 Subaru Forester 2.0i-S
- 2019 Subaru Forester 2.0i-S EyeSight
- 2019 Subaru Forester 2.0i-L
- 2018 Subaru Forester 2.0i-P
- 2018 Subaru Forester 2.0 XT
10 Variants
- 2023 Nissan Navara 2.5 VL Black Edition
- 2023 Nissan Navara 2.5 V Black Edition
- 2021 Nissan Navara 2.5L Pro-4X Auto
- 2021 Nissan Navara 2.5L VL Auto
- 2021 Nissan Navara 2.5L V Auto
- 2021 Nissan Navara 2.5L SE Auto
- 2021 Nissan Navara 2.5L SE Manual
- 2021 Nissan Navara 2.5L Single Cab Manual
- 2018 Nissan Navara E 2.5L (M)
- 2018 Nissan Navara Double Cab2.5L VL Plus (A)
You May Also Like
Comparison of Related Cars
- D-MAX vs Hilux
Isuzu D-MAX RM 105,499Toyota Hilux RM 103,880 - D-MAX vs Ranger
Isuzu D-MAX RM 105,499Ford Ranger RM 109,888 - D-MAX vs Navara
Isuzu D-MAX RM 105,499Nissan Navara RM 91,900 - D-MAX vs BT-50
Isuzu D-MAX RM 105,499Mazda BT-50 RM 124,179 - D-MAX vs Triton
Isuzu D-MAX RM 105,499Mitsubishi Triton RM 81,390