到底是买新车 City，还是买二手 City 划算呢？

Ray Chan

01.05.2022 07:24 PM

Honda City 一直是大马最畅销的非国产车款之一，也是大马 Honda 最入门级的轿车，同时也是不少网友们升级日本车首选。而今天想和大家探讨话题就是，究竟怎样花最少的钱就能升级日本车，到底是买新车 City 划算，还是买一部 5年车龄二手 City 更划算呢？'

这次主角可以分为7代 GN City 和 6.5代 GM City FL，为了方便进行比对，统一采用汽油顶配车型 1.5V 车型做参考，GN City 于 2020 登陆大马市场，目前新车价格 RM 86,561.45（不含 SST）。

Honda City Contact

6.5代 GM City 于 2017推出小改款，算下今年刚刚好5年车龄，当时新车发布售价 RM 92,000，如今 2017 车型普遍二手价落在 RM 60k 起跳（一车一况），折旧率大约是每年 RM6,000。

如果我们按月供最低，最长贷款周期，10% 头期方式进行计算：

车款

车价 

贷款周期

贷款利息

头期

月供金额 

City 2022

RM 87,000

108 (9年)

2.7%

RM 8,700

 RM 901.17

City FL 2017

RM 60,000

84 (7年)

3.8%

RM 6,000

RM 804.86

*仅供参考

 

相信看到这里不用小编多说，你们也知道究竟是买哪款比较划算，虽然说新车需要多缴 24期贷款，可是按照 City 如此硬挺折旧率，加上 GN2 City 款式和配置更齐全，无论怎么算都是买新车 City 更划算。

每个月多付不到 RM100 就能开上新车不香吗？何况5年车龄二手 City 多多少少都需要进行维修，新车则不需要顾虑首五年的维修费用，这点对于未来五年财务规划尤为重要。

总结来说就是买新车要买保值的车型，买二手车要买不保值的车型，按6万预算5年车龄二手车市场还有很多选择，故此二手 City 绝对不是性价比高的车款，但是新车绝对值得购买，因为 Good resell value！

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Ray Chan

Writer

曾经是一位汽车媒体人，直到拥有人生的一部车才对车充满热情。快乐其实很简单，一台敞篷车，一个目的地，因为驾驶乐趣从来不是指速度。...

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