Perodua Myvi in sinkhole: Insurance claim might be difficult

Hans · Nov 26, 2019 10:33 AM

Perodua Myvi in sinkhole: Insurance claim might be difficult 01

Yesterday, news of a Perodua Myvi plunging into a 3 metre deep sinkhole in Jalan Maharajalela in Kuala Lumpur broke the Internet. It didn’t take long before Dr. Strange-inspired memes flooded social media.

The memes were funny, but the driver of the Perodua Myvi could have been seriously injured by the sinkhole. Fortunately she was unscathed but surely it must have been a traumatic experience.

We now learned that although there was absolutely nothing that the driver could have done to avoid the sinkhole, she will most likely have to fork out her own money to repair her car first.

Yes, in theory she could file a claim with her car’s insurance company, but realistically, it could be a lengthy process before she can get her settlement.

Perodua Myvi sinkhole KL, Jalan Maharajalela

According to a report by The Sun (print edition), before the insurance company can process the payout, it will have to ascertain which party was responsible for the sinkhole.

The incident happened in Jalan Maharajalela, which is under the purview of DBKL. However, DBKL claims that the sinkhole was caused by leaking underground water pipes, which is managed by Syabas.

Determining the party responsible will be lengthy legal process, which is very unfortunate for the driver.

Whether will she get her compensation before DBKL/Syabas settles the case, will depend on the insurance company’s payout policy.  

This is of course, assuming that the vehicle is covered by a comprehensive cover motor insurance.

If the vehicle only has third party cover, then the only recourse is to claim from either DBKL or Syabas, whichever party that was (eventually) found to be responsible.

Hans

Head of Content

Over 15 years of experience in automotive, from product planning, to market research, to print and digital media. Garages a 6-cylinder manual RWD but buses to work.

Comments

Up to 20% higher than average trade-in price

2020 Perodua Myvi 1.3L G MT

Upgrade

Add your car

Service powered by carsome

Latest Cars