Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner!

CY Foong · Jul 31, 2021 02:00 PM

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 01

SUVs are among the hottest commodity in the market with almost every manufacturer offering at least one model. But say you earn RM 5,000 a month, your new car choices are only limited to local B-segment crossovers or 7-seaters like the Mitsubishi Xpander.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 02

If you wish to get something bigger, the used car market has plenty. As tempting as prices for a used Volvo XC60 or even a Toyota Harrier can be, buying a used car is a little bit different from buying a new one.

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Also read: New or used car, which should you buy after MCO?

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 01

Here are some factors worth considering when finding a used car within your monthly salary:

  1. The cars in this list are no older than 10 years as most used car bank loans must be settled before the car turns 13. The older the car, the lesser the loan tenure but the higher the monthly repayment.
  2. The interest rate for used cars is about 1% higher than new cars. The rates used here are examples, so check your bank to see their latest rates.
  3. Most used cars require a higher downpayment than new cars - up to 20%. This will be the assumption for the repayment calculations here
  4. Do remember the recommended guideline of not paying more than 20% of your monthly salary on the car’s monthly repayment with an additional 10% for maintenance.

Also read: If you need a 9-year loan, you can’t afford the car, and do understand Rule of 78

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 02

With all that out of the way, here are the 6 used SUVs that are worth considering for those earning around RM 5,000 a month. Just like our previous used cars list, we’ll divide it into 6 different categories depending on the buyer.

Also read: Earn RM 4k a month? Here are 6 great used cars, from Civic to C-Class

For the all-terrain
6-year-old Toyota Fortuner, RM 82,800, RM 980/month*

*Factoring 3.5% interest rate with a 7-year loan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 03

The Toyota Fortuner is probably considered a modern reincarnation of the classic Toyota Land Cruiser. Not that the latest Land Cruiser is nothing short of tough and dependable but it is quite expensive and is more luxury-focused.

Also read: 4-year waiting list for 2022 Toyota Land Cruiser 300 in Japan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 04

The Fortuner is built on a ladder-frame chassis just like the Toyota Hilux but don’t think for a second that it’s just a Hailak with a third row of seats. It’s a hulking off-roader with some family-friendly features.

Also read: Review: 2021 Toyota Fortuner 2.8 VRZ in Malaysia; as good as the Land Cruiser?

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 05

That includes a Rear Seat Entertainment (RSE) System which includes a DVD player. If you still keep DVDs, you can keep the little ones occupied on the screen instead of their tablets or phones. As the model within this price range is the previous-generation model, it loses out on modern amenities like Apple CarPlay and Android Auto but these can be replaced in the aftermarket.

For those wanting more space
4-year-old Kia Sorento, RM 83,300, RM 810/month*

*Factoring 3.5% interest rate with a 9-year loan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 06

If you think the Fortuner is a bit too old school, there are some more urban-looking alternatives available for around the same price. The UM-generation Kia Sorento comes to mind immediately when it comes to space.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 07

The seven-seater SUV is one of the largest in its segment when it was launched in 2016. With prices for used models going for less than RM 100k, it sounds like a better value for money too.

Also read: Why I Buy: A beefy, comfortable & refined cruiser — My 2019 Kia Sorento

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 08

Even though it looks very much at home in the concrete jungle, the UM Sorento comes with all-wheel-drive (AWD) as standard so you could theoretically take it off the beaten path. Until the next-gen comes to Malaysia though, this remains the best Sorento offered.

Also read: Spied: The all-new 2021 Kia Sorento is in Malaysia, but don't get too excited yet

For those preferring a “Conti”
6-year-old BMW X1 – RM 76,800, RM 910/month*

*Factoring 3.5% interest rate with a 7-year loan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 09

Compared to the other SUVs on this list so far, the BMW X1 is smaller in size but it’s probably the most affordable for those who wish for something more “continental”. As it is a BMW, parts and maintenance will be on the high side, so put aside at least RM 5k as a maintenance fund.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 10

Based on the age of our suggested X1, you’re looking for the facelifted E84 which came with two variants – a petrol-powered turbocharged sDrive20i (184 PS/270 Nm) and a turbodiesel xDrive20d (184 PS/380 Nm). The former comes with rear-wheel-drive (RWD) while the latter is available with AWD.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 11

Despite being the smallest BMW SUV, it still has the same driving dynamics as one. The looks can be either a hit or miss to some but compared to some of the Bavarian automaker’s more recent controversies, it’s alright in our books.

For the rally-loving parent
4-year-old Subaru Forester, RM 68,800, RM 670/month*

*Factoring 3.5% interest rate with a 9-year loan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 12

When it comes to an all-around off-roading SUV, perhaps no other brand makes them better than Subaru. Mitsubishi probably comes close but compared to the Outlander, the Forester feels more youthful and sticks with its hardcore rally roots.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 13

In terms of looks, the fourth-gen Forester is as basic and conservative as its successor. However, it can be yours for much less in the used car market.

Also read: Review: 2020 Subaru Forester 2.0i-S ES – It drives far better than it looks

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 14

Being a Subaru, it’s a sort of a technical geek in terms of technology and engineering. From its flat-four Boxer engine to its symmetrical AWD set-up, the Forester is made for those parents who want a little bit more adrenaline in their daily drive. Just forgive its unremarkable CVT gearbox and looks.

Also read: Owner Review: Peace of mind with AWD and well-equipped - My 2016 Subaru Forester 2.0i-P

For those wanting something different
4-year-old Renault Koleos, RM 90,000, RM 880/month*

*Factoring 3.5% interest rate with a 9-year loan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 15

Few Malaysians would consider getting a Renault Koleos especially when it costs RM 180k. While French cars have poor resale value, on one hand, it results in some very affordable-looking prices in the used car market.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 16

If you are brave enough to venture into something different, the Koleos will greet you with an interior that is simply premium. Never mind it’s a Nissan X-Trail wearing a beret, that might be a plus for the Koleos in terms of maintenance.

Also read: In Brief: Renault Koleos Signature – Is it worth RM180K?

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 17

Still, even a used Koleos is a bit of a left-field choice but if you want an SUV that really stands out, it’s the French-Korean-Japanese. Or a Ssangyong Actyon.

The safe choice
4-year-old Honda CR-V, RM 83,800, RM 820/month*

*Factoring 3.5% interest rate with a 9-year loan

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 18

Pre-facelift model shown

Even though the Proton X70 dominates the Malaysian SUV market, there is nothing quite as dependable as the Honda CR-V. After all, it is one of the most popular SUVs prior to the rebadged Geely Boyue’s arrival.

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 19

As the current and fifth-generation CR-V won’t fall below RM 100k, you could get its equally great predecessor for well below that. We found a few units of the facelift models which came with quite a bit of kit including LaneWatch though it is only on the 2.4-litre variant.

Also read: Here's why the new Honda Civic FC facelift's LaneWatch is better than blind spot monitor

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 20

CR-V facelift shown

Still, if you are looking for a safe choice when it comes to an SUV, the CR-V is near faultless. However, be sure to check out our used car guide on what to look out for.

Also read: Looking a used yet dependable SUV? The 4th-gen Honda CR-V should be your prime choice

Earn RM 5k but want an SUV? Here are 6 great used choices from CR-V to Fortuner! 21

There you have it. 6 used SUVs worth considering if you’re earning around RM 5k a month. As always, even if some of these SUVs sound tempting, a used SUV can be a bit of a gamble even if they are considered reliable.

So, be sure to check the car you’re looking at has some hidden mishap the seller doesn’t want to disclose.

Also read: Buying a used car online? Here's how to avoid accident or flood-damaged cars

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CY Foong

Writer

Traded advertising for a career that fits his passion for cars. Enjoys spotting cars during his free time and has a soft spot for Japanese Kei cars but drives a thirsty manual sedan.

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